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Mortgage Miche

Housing solutions for new homeowners.

Buying a new home can be an exciting, yet challenging time for first-time home buyers. Michelle LaPiana is a mortgage expert who takes all the proper steps necessary to get you into your dream home, while avoiding many common mistakes that first-time home buyers face. Her services include working with you to find a Down Payment Assistance program that fits your budget and needs.


With over 24 years of experience, Michelle LaPiana is a locally recognized License Loan Originator specializing in the Miami-Dade County area. She is also a member of the Miami-Dade County Economic Advocacy Trust Board and is an expert in the Miami area and the services available to qualified home buyers who may be looking for down payment assistance or housing counseling agencies.

Less Stressing and More Saving

Every home buying situation is unique. There are many factors that go into each and every decision. With skilled guidance from Michelle LaPiana, you will know that you’re making the right choice, each step of the way.

Down Payment Assistance

There are many available forms of assistance when it comes to making a down payment. You don’t have to do it alone. Learn the different forms Down Payment Assistance comes in and how Michelle LaPiana can help you find the best one for your situation.

Housing Counseling Agencies

First-time home buyers seeking Down Payment Assistance programs are required to attend home ownership counseling assistance workshops. Housing Counseling Agencies are approved by the US Department of Housing and Urban Development to provide you with guidance and information on your home buying decisions.

Help For First Time Home Buyers

Michelle LaPiana provides expert advice for first-time home buyers to prevent common and costly mistakes. She will provide you with the information you need to guide you through a smooth home buying process.